We will review your claim or potential insurance claim at no cost or obligation. We will physically inspect your damages and advise you on a potential insurance claim.
Your insurance company uses a licensed adjuster to estimate the damages to your home. Some of these adjusters work directly for the insurance companies, others are "independent" third parties. ALL of their adjusters have a fiduciary responsibility to the insruance company, not to you. Even your agent has a fiduciary duty to the insurance carrier. Due to the nature of this relationship, oftentimes claims are underpaid. We are licensed to represent YOU directly and negotiate with your insurance carrier. This is your legal right and will in no way harm your relationship with your insurance carrier.
Most insurance policies include a provision for appraisal. We provide appraisal services for homeowners and can work to make sure your damages are appropriately valued.
For our Public Adjusting services, our standard rate is 10% of the insurance proceeds. This applies to the total claim amount in most circumstances. For appraisal services we charge an hourly rate, which oftentimes correlates to 5%-10% of the award amount, plus any umpire/arbitration fees if incurred.